When he retired at the age of 65, Mani, who is now 80, had savings and investments and also owned real estate in a busy district in Mumbai, which is the business capital of India. Mani now lives with his wife in a senior citizens home. Jankabai, a 65-year-old domestic worker, is at the other end of the retirement spectrum in India. She continues to work hard, despite the fact that her body sometimes can’t handle the strain. After she retires at some point, she will live off her scant savings, which will eventually dry up. She currently lives with her son and his family, of course, but having to rely on relatives when you’re old also has its drawbacks. “In India, the elderly depend heavily on the younger generation, especially in the poorest families,” says Sheilu Srinivasan, founder and president of the Dignity Foundation, which helps seniors live dignified lives. “Old people in slums and in poor rural areas receive virtually no government assistance and have no savings of their own.”